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Pension assets
Responsible approach to long-term growth of pension savings
Halyk Finance — leader in pension asset volume
50.4 billion ₸
Pension asset volume under management as of 31.12.2025
9.75 billion ₸
Accrued investment income for 2023 – 2025
14.04%
Average annual return (CAGR) of 14.4% per annum for 2023 – 2025
Main characteristics
of pension asset management activities
of pension asset management activities
Investments are based on the principles of capital preservation, profitability, diversification, and liquidity, taking into account the current macroeconomic situation. The management company builds an investment portfolio, ensuring an optimal balance between risk and return.
The management goal is to achieve returns exceeding the average annual inflation rate and the weighted average return on pension assets in the market. The management company's fee is charged solely as a success fee and amounts to 5% of the generated investment income, with no fixed management fee for the portfolio.
How pension asset management
works
works
1
You submit an application to transfer your pension savings from the UAPF to Halyk Finance. This can be done in your personal account on the UAPF website.
2
Halyk Finance invests the total pension savings in accordance with the pension asset management strategy.
3
Upon reaching retirement age, you will receive the total amount of your pension savings, including investment income.
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